:root{--bg:#0b1f3a;--bg2:#10294b;--card:#132f55;--ink:#f4f1ea;--gold:#c9a54c;--muted:#b9c2d0;--line:rgba(201,165,76,.35)}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;line-height:1.6}
a{color:var(--gold)}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:10;background:rgba(11,31,58,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:700;letter-spacing:.02em}
.brand img{height:40px;width:auto}
.brand span{color:var(--gold)}
nav ul{list-style:none;display:flex;gap:18px;flex-wrap:wrap}
nav ul a{color:var(--muted);text-decoration:none;font-size:15px}
nav ul a:hover,nav ul a.active{color:var(--ink)}
.btn{display:inline-block;background:var(--gold);color:#111;text-decoration:none;font-weight:600;padding:12px 22px;border-radius:10px;border:0}
.btn.ghost{background:transparent;color:var(--gold);border:1px solid var(--gold)}
.hero{padding:88px 0 72px;text-align:center;background:radial-gradient(circle at 50% 0%,#17386a,var(--bg) 65%)}
.hero h1{font-size:clamp(32px,5.5vw,54px);line-height:1.15;max-width:820px;margin:0 auto}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero p{color:var(--muted);font-size:clamp(17px,2.2vw,20px);max-width:640px;margin:18px auto 30px}
.hero .actions{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
section{padding:64px 0}
section.alt{background:var(--bg2)}
h2{font-size:clamp(26px,3.6vw,36px);margin-bottom:10px}
.lead{color:var(--muted);max-width:680px;margin-bottom:32px}
.grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px}
.card h3{font-size:19px;margin-bottom:8px}
.card p,.card li{color:var(--muted);font-size:15px}
.card ul{padding-left:18px;margin-top:8px}
.icon{width:42px;height:42px;border-radius:10px;background:rgba(201,165,76,.15);color:var(--gold);display:grid;place-items:center;font-size:22px;margin-bottom:14px}
.steps{counter-reset:s;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.step{border-left:3px solid var(--gold);padding:6px 0 6px 16px}
.step::before{counter-increment:s;content:"0" counter(s);color:var(--gold);font-weight:700;display:block}
.step p{color:var(--muted);font-size:15px}
.cta{text-align:center;background:linear-gradient(135deg,#132f55,#0b1f3a);border:1px solid var(--line);border-radius:18px;padding:48px 24px}
.cta p{color:var(--muted);margin:10px auto 24px;max-width:560px}
.pagehead{padding:64px 0 24px}
.pagehead p{color:var(--muted);max-width:680px;margin-top:10px}
.checks{list-style:none}
.checks li{padding-left:28px;position:relative;margin:8px 0;color:var(--muted)}
.checks li::before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}
footer{border-top:1px solid var(--line);padding:32px 0;color:var(--muted);font-size:14px}
footer .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
@media(max-width:640px){nav ul{gap:12px}.hero{padding:64px 0 48px}section{padding:48px 0}}